Retirement Planning
RETIREMENT PLANNING
Planning for your retirement is important because it is the determining factor in your satisfaction with your retirement lifestyle. We identify sources of income, applicable expenses and establish your retirement budget, based on your personal plan.
Personal Pensions
When it comes to pensions, we believe in choice and flexibility so it’s important to find a pension that matches your lifestyle and expectations for the future. There are a number of options available to you. You can opt for a Personal Pension Plan, a PRSA (Personal Retirement Savings Account) or Self-Directed Pension and many more.
Company Pensions
If you’re running a business, we offer a choice of Pension schemes for you as the Business Owner and your Staff. These are a tax efficient way for you to help ensure your employees are financially secure in retirement. Directors and Employees can benefit from our Company Pension Plan, a Company PRSA Plan, an Executive Pension Plan – and many more.
Planning for Retirement
Your pension means different things depending on whether you’re starting to save for your pension, planning your retirement or have recently retired. The best way to ensure the lifestyle you want in retirement is to take ownership of it now so that hopefully by the time you retire you’ll have built up a substantial pension pot.
testImonials
” I have been a client of Ian’s for many years, he has provided sound advice, has listened carefully to my requirements and concerns, and has ensured investments meet my needs. He is easy to work with and follows up quickly on requests. He provides a range of options and provides recommendations but leaves the final decision to his clients. “
” I have been working with Ian, with regards my Pension/Investment planning since 2013. He has been most professional and efficient in all of our dealings. I have been very impressed with his knowledge and expertise in all areas of Financial planning and his ability to build a strong working relationship. “
PENSION CASE STUDY
A Client took ill-health early retirement and was unsure of his options. It transpired that the Client held a Defined Benefit Pension, with a significant number of years’ service.
We discussed the options available to Client and on further research/analysis, we sought the transfer value of the Defined Benefit Pension.
The Client was now in receipt of all the information and could make an informed decision. We worked with the Clients Tax Advisors and concluded that the Client was significantly better off with the transfer option.
Given the Clients’ circumstances, this was a crucial financial decision and through the proper research and advice, we came to the correct conclusion.
CONTACT US TODAY
This is an opportunity to chat through your financial goals. I’m happy to listen and make some suggestions.
If you like what you see and want to know more about what we can do for you, please contact me using the form here or by emailing info@amicis.ie.